{"id":424224,"date":"2025-04-14T14:52:02","date_gmt":"2025-04-14T12:52:02","guid":{"rendered":"https:\/\/www.eunews.it\/2025\/04\/14\/imprese-banche-aumentano-costi\/"},"modified":"2025-04-14T15:52:32","modified_gmt":"2025-04-14T13:52:32","slug":"banks-cut-interest-rates-on-loans-for-businesses-but-raise-other-costs","status":"publish","type":"post","link":"https:\/\/www.eunews.it\/en\/2025\/04\/14\/banks-cut-interest-rates-on-loans-for-businesses-but-raise-other-costs\/","title":{"rendered":"Banks cut interest rates on loans for businesses but raise other costs"},"content":{"rendered":"<p>Brussels &#8211; <strong>Cheaper loans, so banks increase the cost of other operations: <\/strong>this is the case in the euro area, according to a\u00a0<a href=\"https:\/\/www.ecb.europa.eu\/stats\/ecb_surveys\/safe\/html\/ecb.safe202504~3839a2deca.en.html\" target=\"_blank\" rel=\"noopener\">European Central Bank survey released today<\/a>. According to the study, as of the end of the first quarter of 2025,\u00a0<span class=\"HwtZe\" lang=\"en\"><span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">firms reported a <strong>net decrease in interest rates on\u00a0bank loans<\/strong>\u00a0(a net \u201112%, compared with a net \u20114% in the previous quarter), suggesting\u00a0that &#8220;<a href=\"https:\/\/www.eunews.it\/en\/2025\/03\/06\/ecb-cuts-rates-by-0-25-pct-pts-but-warns-of-tariff-risks-to-inflation-and-growth\/\" target=\"_blank\" rel=\"noopener\">monetary policy easing<\/a> is being transmitted to firms,&#8221; the results of the ECB&#8217;s analysis point out.<\/span><\/span> <span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">At the same time, a net 24 percent of firms observed &#8220;an\u00a0<strong>increase in other financing costs<\/strong> (i.e., charges, fees and commissions).&#8221;<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>According to an ECB survey on the access to credit. In the first quarter of 2025 alone, the complaint from one in four companies (+24 percent)<\/p>\n","protected":false},"author":494,"featured_media":424217,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard","override":[{"template":"1","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","post_calculate_word_method":"str_word_count","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"1","show_inline_post_related":"0"}],"image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post_position":"meta","trending_post_label":"Trending","sponsored_post_label":"Sponsored by","disable_ad":"0","subtitle":""},"jnews_primary_category":[],"jnews_override_counter":{"view_counter_number":"0","share_counter_number":"0","like_counter_number":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[25774,25705],"tags":[25826,28794,26752,26151,25828,26153],"class_list":["post-424224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-briefs","category-business","tag-banche-en","tag-ecb-en-2","tag-imprese-en","tag-bank-central-en-en","tag-eurozone-en","tag-tassi-di-interesse-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/posts\/424224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/users\/494"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/comments?post=424224"}],"version-history":[{"count":4,"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/posts\/424224\/revisions"}],"predecessor-version":[{"id":424230,"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/posts\/424224\/revisions\/424230"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/media\/424217"}],"wp:attachment":[{"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/media?parent=424224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/categories?post=424224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eunews.it\/en\/wp-json\/wp\/v2\/tags?post=424224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}